Anyone who is a member of a kupat cholim has the right to switch in accordance with the relevant procedures and regulations (see below).
When switching health plans, the coverage provided by an additional health services plan (supplemental insurance) is generally retained in the new health plan and at the same level without requiring a waiting period, though this should always be verified before actually making the switch.
We’re often asked what are the differences between the various types of insurance offered by the kupot cholim. We decided to put together the following to help make it a bit clearer what your kupat cholim is actually selling (or trying to sell you):
Feel free to print it out and pass it along!
If this information is helpful to you, please enable us to help others:
Even though your Kupat Cholim is obligated to provide medical services they are allowed to charge co-payment for services. The following are listings of services and payments, as well as exceptions and limits, published by the kupot. As always, you should double check any specifics you see published directly with a Kupat Cholim representative.
Maccabi’s Co-payment listing is the only one we have found in English to add to our collection of English Kupat Cholim publications and embed below. Even if you are not a Maccabi member, you may want to refer to their listing for a general idea and then follow up with your kupah directly.
All of the kupot cholim (health plans) offer home care services to patients who can’t get all of the medical services they need due to difficulty leaving the home. A full range of medical services are provided with home visits from doctors, nurses, and social workers, as well as paramedical providers, like physiotherapists, occupational therapists, speech therapists, and others.
Who is Entitled
Home care services are intended for patients who are confined to their homes temporarily or permanently due to their medical/physical condition and are not able to receive services in the kupat cholim branches. For Example:
Individuals may be referred to the Home Care Unit (יחידה לטיפול בית or יחידה להמשך טיפול) by hospital staff, a family doctor, local social services or by contacting the unit directly. Contact information can be obtained from your local branch secretary or your kupat cholim’s information hotline.
Cancer patients may be entitled to additional home care through the Israel Cancer Association. Click here for more information.
Getting familiar with your kupat cholim’s services and how to use them can save you time and money, or possibly make a difference in more important ways. Below are the links to the English sites for each Kupat Cholim, and you can also see our “Forms and Files” page to browse and download the English brochures and regulations that they have produced. Take a few moments to browse, and don’t stop until you’ve found out something you didn’t know: