Automobile accidents can occur in an instant and can make life difficult both physically and emotionally, in addition to the financial costs. In order to ease your hardship and ensure your rights as a victim, it is necessary to take care of the more technical side of things. It is therefore recommended to refer to a lawyer that specializes in damages who can assist you.
Please note that a lawyer’s fee is paid as a percentage of the compensation and is usually paid by the insurance company as part of a legal settlement. A deeper familiarity with the subject will allow you to receive a higher compensation from the insurance company who is financially liable for the incident and will assist you through the rehabilitation process and dealing with the insurance company.
Payment for Evacuation from the Accident Site and Transportation to the Hospital
The health plan (kupat cholim) is responsible to pay the related bills for anyone evacuated from an accident who is hospitalized as a result, or for anyone that is not hospitalized, but was evacuated via an intensive care ambulance (Natan/Atan). You must go to a branch with hospital release papers and a report from Magen David Adom.
The liable insurance company pays when someone is evacuated to the emergency room in a regular ambulance but is not hospitalized in the end (some companies pay directly to Magen David Adom and some reimburse the victim for expenses).
Assistance to Families of Automobile Accident Victims
The Ministry of Welfare (Misrad Harevacha) operates assistance centers for families affected by road accidents to assist during the difficult period following the accident. More information (in Hebrew) and phone numbers for centers around the country are found on the program’s web page.
Medical Treatment after the Injury
In January of 2010, responsibility for treatment of those injured in an automobile accident was transferred to the Kupat Cholim. Accordingly, someone who is injured in an automobile accident is eligible to receive the medical treatment included in the healthcare basket (as detailed in the second addition to the National Health Insurance Law) paid for by the Kupat Cholim to which he/she belongs.
Someone who is injured in an automobile accident is eligible for exemption from payment of copayments for the medical treatment included in the healthcare basket, for treatment stemming from the accident, regardless of the date of the accident. See a health plan branch for details about receiving reimbursement for these payments.
The insurance company liable for the accident is responsible for payment of medical treatment that is not included in the healthcare basket (hospital nursing care, nursing assistance at home, purchasing of wheelchairs and appliances, dental treatments, etc.).
This information was translated and adapted from content provided by The Society for Patients’ Rights in Israel.